Long Term Care

Straight from the Mouth of Mr. HR’s Readers 

What exactly is Long Term Care and what is the benefit of offering it to our employees? — HR Manager, Retail
Long Term Care is a benefit that provides coverage for extended nursing home, assisted living, rehabilitation services and similar or support that follows the initial medical care we typically receive in a hospital. The way it is usually offered is a per month rate for the employee based on their age that, provided they stay enrolled, will never increase and, with this, will give them this insurance for life. Further, many firms offer this benefit for family members including parents, which can be a very attractive benefit. Overall this is an insurance product worth exploring with your broker.

David Lewis

Operations Inc – Stamford, CT

Human Resources Outsourcing and Consulting

AKA — Mister HR


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